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Kikoff Credit Builder

Kikoff Credit Builder

kikoff.com
What is your customer experience with Kikoff Credit Builder?

Kikoff Credit Builder Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

Kikoff Credit Builder has a 1.7 star rating from 110 reviews, 21% would recommend, and an unfavorable rating skew of about 80%. Consumers are mostly dissatisfied.

Key Takeaways for Future Customers

  • Read Kikoff Credit Builder reviews and terms carefully before subscribing.
  • Expect membership billing and potential auto renewal issues; monitor statements.
  • Many customers request refunds and try to reach customer service for disputes.

Negative Feedback / Risk Areas

  • Recurring customer complaints about billing, unauthorized charges, and cancelled subscriptions still being billed.
  • Poor customer service response, hard to contact a live representative.
  • Identity verification problems, fraud reports, and credit reporting errors harming scores.

Positive Feedback

Some users report helpful credit builder features and occasional timely responses that clarified finances.

View full overview ›

Media from reviews

Kikoff Credit Builder - I canceled and I'm getting a bill
Kikoff Credit Builder - I’m not quite sure if kickoff is OK or not OK I know that the...Kikoff Credit Builder - Pissed of customer can't get throughKikoff Credit Builder - I won't be sble to pay my bill until the thirdKikoff Credit Builder - Por que no me an dado ningún crédito y me estan cobrandoKikoff Credit Builder - It's not taking paymentsKikoff Credit Builder - Debt pay off payment made on 4/5/2025 Loan Token: CLP7ZUGMD4
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James D Lyh

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Minneapolis, Minnesota

Identity theft insurance is assurant

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Original review updated May 13, 2026

Thank you avd I'm sorry for all the problems I caused. I was scared they was there and took it out on them

Pros:
  • It did help now i know how i dont think right
Cons:
  • I have a while bunch screen shots
  • Phone calls avd emails to show you bad but none to show you good beside the ai they have showing they will tell you truth about everything

User's recommendation: Be careful, read fine print and at the end of the day they go to their nice homes and don't care about us. This can be good people just had rough time. Before this disease i made over 100k easy now I'm begging, never know.

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Delores R Pkh

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

New payment method

I have a new card for payments to be withdrawn from. I would like to provide it to you. Please allow me.

Pros:
  • Very helpful
View full review
Chinenye Lbh

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Torrance, California

Update address

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AI Highlights
  • - Address updates require the last known address; the system is computer-based and not manually overrideable.
  • - Kickoff helped establish healthy credit.

I think it's sad that I have to present information from my last known address in order to update my new address. Unfortunately, I don't have that information.

Even though I made Kickoff aware of my situation, not even the supervisor could override the matter for me. Because I was told that it's based on the computer rather than a human having control! Now, don't get me wrong, I like Kickoff and it has helped me establish healthy credit, which is something I've never had in my life! But to not be able to manually change an address from previous to present is not ethical.

But it's okay. Because I'm pretty sure there are more credit builder sites I am able to subscribe to and, without any inconvenience, apply my new address, which may provide better authentication if I ever move again.

Cons:
  • Cant do address updates manually

Preferred solution: Apology

View full review
3 comments
Guest

What do they want? How can you not have access to prior utility bills, mortgage/rent payments, credit card statements, driver license or prior pay stubs?

Guest
reply icon Replying to comment of Guest-2822080

Like I said I don’t have any information to the old address because I was just staying there and when I created the kickoff account. However I never had anything coming to that address. If I would’ve knew I would’ve used the current address I reside at now.

Guest
reply icon Replying to comment of Guest-2822177

Then you lose and created your own chaos. If you are going to sign up for credit building services, you need to register the address that’s on any legal identifying databases (driver license, banking institution and state/federal tax returns). Not the address of the person’s couch you were sleeping on.

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Kimberle Z

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker The Dalles, Oregon

I already have a account of $dollars...

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I already have a account of $dollars taken out an don't need or put in for a $35 dollars taken not me an please deactivate account for $35 an kerp my first account an Thanks

User's recommendation: Kimzimmerman27@***.com

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Race B Jin

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Dallas, Texas

Tha loan wasn’t the typa loan I thought...

Tha loan wasnt the typa loan I thought and now its not letting me cancel it and yall cant answer ur phones or yall just stupid

Loss:
$420
Cons:
  • Alot

User's recommendation: Don’t

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Michael V Nka

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Gorham, Maine

I did not order this at all

AI Highlights
  • - I did not order this account at all.
  • - Please stop this from affecting my account.
  • - I am Michael Vance from Maine; my cell is (207) 899-7295.

I did not order this account at all. I need this to stop hurting my account now.

I am Michael Vance from the state of Maine.

My cell number is (207) 899-****. Now stop this for all the crap you are doing to me.

Pros:
  • Leave me alone

Preferred solution: Apology

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Towanda H Psr

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Richmond, Virginia

Statement

I need a billing statement for my mortgage company. Can it be emailed to me at tlharper1976@***.com please.

Preferred solution: A billing statement

View full review
SLOAN T Qmv

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Seguin, Texas

*** kikoff

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Trying to cancel Kikoff won't let you do it in-app. Keep billing me for nothing.

Now this credit building has reported me to the credit bureau, and I'm still not gonna pay them. *** Kikoff.

Loss:
$100000
Pros:
  • Im nopt happy w service
Cons:
  • Cant cancel dont know where my money went

Preferred solution: Full refund

View full review
Lamont G Pli
map-marker West Chester, Pennsylvania

Tryna make me pay twice when my bank statement online shows it was taken out

It's saying make a $40.00 payment, but they took it out of my account. It shows a $40.00 kickoff check card 05/02.

Preferred solution: Resolution im charging my card after it was taking out my account

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christina v Lcb
map-marker Lubbock, Texas

Billing

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I was unable to get through and I would very much like to resolve my issue. I will call back at a later date.

Preferred solution: Account information

View full review
Alyas Vpa

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Tulsa, Oklahoma

I was under the impression you deducted...

I was under the impression you deducted money automatically as you have in the past. You did not and have reported it as a late payment. I am very unhappy.

View full review
Anonymous
map-marker Palmetto, Georgia

Kikoff should be called ripoff they have scheme set up like auto renewal that I wasn't aware of they kept charging me until I got notice on my credit report because of the card I used at sign on I noI

I want to cancel this kikoff to my knowledge Iwas only supposed to be doing this for a year I have not had this account for a year now and I'm receiving alerts that my credit is being lowered because of missing payment through kikoff I do not wan tr

User's recommendation: Do not sign up or they will continue to get your money because most people don't remember to cancel after the 12th month

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Torran H

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Cancel the plan ASAP

AI Highlights
  • - Canceling because it's not what I expected.
  • - Remove my card on file ASAP.
  • - The bank has been contacted; refund any funds taken.

I'd like to cancel this because it's not what I thought it was, and I would like you to take my card off file ASAP. Y'all already reported it to the bank. If any money has been taken out of my account with it, please put it back.

Loss:
$20

Preferred solution: Full refund

View full review
Patricia b Bqu
map-marker Milwaukee, Wisconsin

My credit

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Im trying to figure out how can I use that 3100 thousand in store credit with yall could please help me out thank you

View full review
Lucky B Yle
map-marker Lancaster, Pennsylvania

I canceled and I'm getting a bill

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AI Highlights
  • - Cancelled the subscription after being told it would cost 70 dollars, with no credit help and no Visa card ever sent.
Kikoff Credit Builder - I canceled and I'm getting a bill

I canceled the subscription service when they told me 70 dollars, and they had not done anything to help my credit. I've not seen any visa with their name on it, and how is that supposed to help when I never received a credit card to build my credit score without a bank card?

And as I stated, I was never sent a card. I don't want your services.

Cons:
  • You change people when they tell you to cancel to mess up what they are trying to build

Preferred solution: Apology

User's recommendation: Don't use

View full review
Nathalia Yel

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Fund account thru kickoff representative

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AI Highlights
  • - Premium membership didn't update my credit history for four months.
  • - My credit score is dropping with one bad item.
  • - It costs $35 per month.

Paying for premium membership for no results fail to update my credit history four months back still not showing ridiculous.And my credit score is going down.I only got one bad thing on my credit.Wow Verizon my credit's going to stay the same only for a few points.I might as well say the thirty five dollars a month then. Now that you mentioned something, maybe I should just go ahead and close kick off. Altogether if that'd be happier

User's recommendation: At your own risk

View full review

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